My helpful insurance companyAugust 18, 2009
When I went to see the maternal fetal specialist they wanted to draw my blood for ten different tests. I asked if they worked with LabCorp since that’s the only lab my insurance approves. They said no but said it was okay if they sent my blood work to the Quest lab. I felt hesitant since I read the fine print of my HMO and it said only LabCorp of America for blood work. It’s hard to read that wrong. Still, the doctor’s office was adamant so they began the blood draw. As they filled the vial for my HCG I asked them if they could fax the other blood draw orders to my OBGYN who uses LabCorp. They looked at me like I was insane but agreed. The next morning my HMO confirmed we only cover LabCorp. You’ll be responsible to pay for the HCG blood test.
I’ve been waiting for this bill. I’ve been like a boxer prepping for the good fight. Today I got a letter in the mail. It was thin and white, from my insurance company. I looked at Jack and sighed Here it is! I considered the arguments I would set forth and shuddered at the confrontation to come. I ripped open the envelope and pulled out the letter: Dear Kate, Congratulations on reaching your third trimester! By now you’re feeling your baby’s kicks and getting ready to prepare for giving birth. Enclosed with this letter are tips and frequently asked questions about labor and delivery…
I’d rather have gotten the bill.